Terms of Service
Last updated: March 20, 2026Acceptance of Terms
These Terms of Service govern your use of Equity Watch and its services. By accessing and using our website, you agree to be bound by these terms and all applicable laws and regulations. We provide information, analysis, and resources related to income inequality, wealth distribution patterns, and economic participation in Malaysia. Your continued use of our platform indicates your acceptance of these terms. If you do not agree with any part of these terms, you must discontinue your use of our services immediately. We reserve the right to modify these terms at any time, and changes become effective upon posting to our website.
User Obligations
When using our services, you agree to comply with all applicable laws and regulations. You are responsible for maintaining the confidentiality of any account information and passwords. We prohibit unlawful, fraudulent, or harmful activities on our platform, including attempts to gain unauthorized access to our systems. You agree not to transmit viruses, malware, or any code of destructive nature. Users must not engage in activities that disrupt or interfere with our website’s normal functioning. You are solely responsible for all activities conducted through your account. We reserve the right to suspend or terminate access for users who violate these obligations. Any unauthorized use of our services may result in legal action and appropriate remedies.
Intellectual Property Rights
All content on our platform, including text, graphics, logos, images, and data analyses, is the intellectual property of our organization or our content providers. This includes research on Gini coefficients, B40 M40 T20 household income groups, Bumiputera economic participation, and social safety net programme effectiveness. You may view and download content for personal, non-commercial use only. Reproduction, distribution, modification, or transmission of any material without explicit written permission is strictly prohibited. We grant no license or rights to our intellectual property except as expressly stated. Unauthorized use of our content may violate copyright, trademark, and other laws. We actively protect our intellectual property and will pursue legal action against infringement.
Limitation of Liability
Our services are provided on an “as-is” and “as-available” basis without warranties of any kind. We make no representations regarding the accuracy, completeness, or reliability of information provided on our platform. To the maximum extent permitted by law, we disclaim all liability for indirect, incidental, special, consequential, or punitive damages arising from your use of our services. We are not responsible for any errors, omissions, or delays in content delivery. Your use of our website is entirely at your own risk. We do not guarantee uninterrupted access or that our services will be error-free. Users acknowledge that economic data and analysis are subject to interpretation and may change over time. We encourage users to verify information independently and consult appropriate professionals for specific decisions.
Termination
We reserve the right to terminate or suspend your access to our services at any time, with or without cause, and without prior notice. Termination may occur if you violate these terms, engage in unlawful activities, or if we determine that your use poses a risk to our platform or other users. Upon termination, your right to use our services ceases immediately, and any content or data associated with your account may be deleted. We are not liable for any consequences resulting from termination. Even after termination, certain provisions of these terms, including intellectual property and limitation of liability sections, remain in effect. Users may request account deletion, subject to applicable legal retention requirements. We may also discontinue our services entirely at any time without liability to users.